If you have overripe bananas sitting on your counter going brown and sad, this is exactly what you do with them. Don’t throw them out, don’t freeze them for some future smoothie you’ll probably never make, and definitely don’t just leave them there until they become a science experiment. Make this banana bread. You will not regret it.
I make this a lot. Like, embarrassingly often. Partly because I genuinely love it, and partly because we always seem to end up with bananas that have crossed the line from “slightly past their best” into “definitely not eating that plain.” It happens every week without fail. The bananas ripen, I make banana bread, everyone is happy. It’s become a whole system.
This recipe is simple in the best possible way. There’s no fancy technique, no complicated equipment, no ingredients you’d have to go out of your way to find. You mash some bananas, mix everything together, pour it into a loaf tin, and bake it. The hardest part is waiting for it to cool before cutting into it, which honestly requires a level of self-control I don’t always have.
The texture is what makes this one special. A lot of banana breads end up kind of dense and dry, which is fine but not exactly exciting. This one is genuinely moist and fluffy, and that comes down to two things. First, the apple cider vinegar reacts with the baking powder to give it a really nice rise and a light, airy crumb. Second, the soy yogurt keeps everything tender and moist all the way through, which means it stays good for days rather than drying out the moment it hits room temperature. If you’ve ever been disappointed by a dry banana bread, this is the recipe that fixes that.
It’s also sweet, but not too sweet. This is important to us because a lot of baked goods cross the line into territory where you feel like you’ve eaten a bag of sugar, and this isn’t that. The sweetness comes mostly from the bananas themselves, with a little help from the raw sugar and maple syrup, and it ends up feeling more like a proper baked good than a dessert. Which means you can absolutely eat it for breakfast and feel completely fine about that decision. We do it all the time.
The pecans add crunch and a slight nuttiness that works really well against the softness of the bread, and the chocolate chips are listed as optional but I genuinely don’t know why anyone would skip them. Dark chocolate chips melting slightly into warm banana bread is one of life’s great simple pleasures and I will not hear otherwise. Add the chocolate chips. Trust me on this one.
Last thing, and this is important: your bananas need to be actually overripe. Not just a little spotty. We’re talking deeply brown, soft all the way through, almost uncomfortably ripe. That’s when the natural sugars have really developed and the banana flavor is at its most intense. A yellow banana will technically work but the result won’t be nearly as good. Let them ripen, resist the urge to do something else with them, and then make this. It’s worth the wait.
Ingredients
Instructions
- Preheat the oven to 180°C. Grease or line a loaf tin with baking paper.
- In a large bowl, mash the bananas until mostly smooth.
- Add the soy yogurt, raw sugar, olive oil, apple cider vinegar, and maple syrup. Mix until well combined.
- Add the oat flour, cinnamon, baking powder, and salt. Stir until everything is well blended. Avoid overmixing.
- Fold in the chopped pecans and chocolate chips, if using. You can save a few to sprinkle on top.
- Pour the batter into the prepared loaf tin and smooth the top. Add any reserved pecans or chocolate chips.
- Bake for 30–35 minutes, or until a toothpick inserted into the center comes out clean or with a few moist crumbs.
- Allow the banana bread to cool in the tin for around 20 minutes, then transfer it to a wire rack to cool completely before slicing.





